Drag hard for laws Fla. Insurance Fraud

Tough laws of Florida, increasing penalties for filing reports of error may be fraudulent auto insurance companies Bilk, strengthening consumer rights in the transport operator unauthorized enterprise d assurance and improvement of the indictment, for Workers’ Compensation fraud, supported by Tom Gallagher, Florida CFO and Rep. Dean Cannon.Cannon, R-Winter Park, and Senator JD Alexander, R-Lake Wales, are sponsoring companion bills. Some time on this subject by e-mail, Senate Bill 2330 is heard by the Senate Banking and Insurance Committee, and House Bill 967 will be heard by the insurance policy.

The proposed scheme would be one to two years prison sentences minimum for filing a police report has created car accidents. In addition, medical clinics for the division of the fight against fraud Buster emergency number and wages.

Florida drivers are required by law, at least $ 10000 in Personal Injury Protection (PIP) coverage to more than $ 10000 to cover liability of damage.

“This coverage is used to protect our citizens by ensuring immediate access to medical care, and to ensure that hospitals - where most Accident Research legitimate care - reimbursed,” said Gallagher.

“Instead, medical clinics false like mushrooms for the sole purpose of billing fraud in insurance companies. We must stop the help and need a law Floridian do everything.”

“Floridians are always taken together with higher premiums and insurance costs by fraud,” said Cannon. “Insurance fraud has a direct financial impact on Floridians work hard, and the legislation we propose, we would be towards the cessation of these systems. ”

In 2003, the legislature has adopted some of the most PIP laws against fraud. Assuming that the legislation two years minimum prison for planning, supporting or participating in staging a car accident or obtain patients for purposes of filing fraudulent insurance claims.

Stricter penalties are the result of laws during the year 2003. More convictions are the result of Florida the first dedicated PIP fraud prosecutor, Nina Vivenzio, whose situation is encouraged by the Florida automobile joint Underwriting Association and Miami-Dade prosecutors of the Office.

Over the past five years, the division Financial Services Division of fraud, monitor Gallagher, has arrested more than 900 people in connection with over 25 million fraud in the IPP, and more than 70, or used to minimum sentence of imprisonment.

Alexander and Cannon proposed scheme would also clarify the right of Floridians complain operators false assurances. There is no guarantee fund to cover outstanding claims should be an insurance company in unauthorized assets forfeiture unit.

Since 2001, the Department took action against more than 200 organizations and free agents fees for the sale of forged over thousands of Floridians insurance, left, were more than $ 18 million of receivables outstanding.

Criminal legislation that would one may be contrary to employers not to Workers’ Compensation coverage which is necessary for employers in Florida with four or more employees. It would be a first degree felony if an employer does not have the coverage and an employee was killed “on the job.” This would be a second degree felony if an employer does not have the coverage and an employee is a hospital with an On-the-job-violation.

Some employers Florida last year was the 1800 criminal fine or not to provide insurance to more than 13000 workers. Two workers were killed in a construction accident last July on a Hobe Sound workplace and the employer did not have insurance. The employer was a third category of crimes and penalties of $ 2.4 million.

“Insurance fraud is not only a burden on our economy, it is also a concern for public safety,” said Gallagher. “We have people on our roads are to investigate accidents, we sold Floridians permit ‘insurance plans, and we have the workers should not have access to adequate medical care if they are injured “on the job.”

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